The Investment Annuity Review Process

Our Investment Annuity Review Process utilizes The CARES Service™. Learn more about what The CARES Service™ is, how it works, and how it can help you below.

Comprehensive Annuity Review and Evaluation Service™ (CARES)

As an annuity owner, you anticipate that your current contract is efficiently and effectively meeting your long term financial goals. However, as time elapses and objectives shift, you may wonder if the product you have is still the best solution for your needs.

A Proactive Approach

If you have concerns about your annuity, how it works, how its features meet your objectives, or whether there may be newer, better, more appropriate solutions, contact us. As specialists in Annuity Contracts, we are able help individuals nationwide.

Take The Next Steps

The CARES Process™ is a comprehensive review of your current contract.

It begins with a one page, fact-finding questionnaire to help you identify the ultimate purpose for the asset. We then analyze and detail the current product features in context with the designated goal. After that, a best-fit benchmark is selected.

The CARES Report™ provides education on your selected objective and highlights features that have the largest impact on its achievement. By comparing your contract to a comparable benchmark product, available today, we can help you decide whether or not the policy is meeting your goals sufficiently.

Below are just a few of the annuity-related problems we’ve been able to solve for clients through our investment annuity review process. Click the silver bar for each problem to learn more about how we can solve them.

Benefits Of An Annuity Review

Assessing Performance and Fees

Anuuity owners may be concerned about the performance and fees associated with their annuity. An annuity review can evaluate the annuity’s performance relative to expectations and benchmarks and identify any high or hidden fees, helping you to understand their true cost and net returns.

Alignment with Financial Goals

Over time, financial goals may change, and your annuity may no longer align with these goals. An annuity review can assess whether the annuity still meets your current and future financial objectives, recommending adjustments if necessary.

Evaluating Payout Options

Annuity owners might not be fully aware of the different payout options available. An annuity review can provide a detailed analysis of available payout options, such as lump-sum versus periodic payments, helping you to choose the option that best suits your retirement income needs.

Beneficiary and Estate Planning Considerations

Annuity owners may be unsure if their annuity is structured optimally for estate planning. An annuity review can examine the beneficiary designations and the impact on your estate plan, suggesting changes as needed so that the annuity continues to support your legacy and wealth transfer goals.

Tax Efficiency

The tax implications of an annuity can be complex and may impact the your overall tax strategy. An annuity review can analyze the tax status of the annuity, exploring opportunities for tax-efficient withdrawals and integration with your broader tax planning efforts.

Disclosure: No payments were made to the above listing of clients who offered their opinions/testimonials regarding our services. These client experiences may not be representative of all clients.

Schedule a Conversation with an Advisor

62 Walnut Street
Wellesley, MA 02481
Phone: 781.237.0123
Fax: 781.237.1696
E-mail: [email protected]

Capital Formation Group, Inc.