Investment Management 

 

We manage investments for you according to your needs, values, goals and desires and make sure that they’re performing as needed. Even a 1% difference in investment return can significantly matter over time.

Our advisory services are fee-based and are based upon a percentage of an account value. That means we may earn more if your account value increases. However, because we are a fiduciary, we have a responsibility to put your financial interests ahead of our own.

As a Valmark Advisers member firm, we offer our clients exclusive access to TOPS®, one of the longest-running and most successful ETF portfolio management programs in the country. The TOPS® method is to diversify among asset classes that are designed to reduce investor risk and maximize returns using closely-monitored ETFs. We call this, Active Indexing.

TOPS® uses a variety of risk-based portfolios, composed primarily of ETFs that represent numerous asset classes – from conservative to aggressive.

You can get started in the TOPS® Core program by investing as little as $10,000.

To learn more about the TOPS® process, watch the video below:

 

For more detailed information about TOPS® and their process, view or download the TOPS® brochure by clicking the button below.

Want to see how different asset classes perform in the TOPS® Program?

This Callan Chart, provided by Valmark Advisers, demonstrates historical asset class performance and clearly illustrates how the performance of each asset class changed over time:

This is the latest Callan Chart for the TOPS Fund.

Below are just a few of the investment management-related problems we’ve been able to solve for clients. Click the silver bar for each problem to learn more about how we can solve them.

Risk Management and Diversification

High net worth individuals often have complex portfolios that need careful risk management. We will work with you to develop a diversified investment strategy tailored to your risk tolerance and financial goals, helping to mitigate risks and enhance potential returns.

 

 

Tax-Efficient Investing

The impact of taxes on investment returns is a significant concern. We can implement tax-efficient investment strategies, such as tax-loss harvesting, asset location optimization, and strategic withdrawals, to minimize the tax burden and maximize after-tax returns.

Investment Management and Diversification

High net worth individuals and families may need to balance the desire for portfolio growth with the need for income, particularly in retirement. We will work with you to create a customized investment plan that integrates both growth-oriented and income-generating assets to meet short-term and long-term financial objectives.

Navigating Market Volatility

Market volatility can create anxiety and lead to impulsive decisions. We will provide ongoing guidance and a disciplined approach to investment management, helping clients stay focused on their long-term strategy and avoid reactionary moves during market fluctuations.

Investment Evaluations & Analysis

We evaluate your investments and investment strategies and analyze them. After that, we discuss them with you and may suggest different investments and investment strategies if your current investments and investment strategies aren’t optimized to help you meet your needs and goals. 

Are you interested in learning more about how our approach to Investment Management may help you?

If you’re interested in working with us, you may call and text us at (781) 237-0123, or scroll down a little and schedule an introductory appointment with a financial advisor by clicking on a date that works for you on the calendar.

 

Speak with an Advisor

Capital Formation Group, Inc.