Long-term care insurance is a type of insurance that is, as you may have gathered from its name, designed to cover long-term care needs, services, and support. It pays when the need for assistance arises from a chronic illness, for example. It’s private insurance that, much like individual life or health insurance, you purchase yourself.  In some instances, there are varieties of long-term care insurance that are designed and sold as group policies.

Unfortunately, Medicare does not cover all the costs that you may need as you age, like nursing homes/assisted living facilities costs and other related expenses. Long-Term Care Insurance covers those expenses, and we can help you get Long-Term Care Insurance that will help you meet your needs.